Chinese Bankers Survey 2010pdf/txt下载_在线阅读全文

Chinese Bankers Survey 2010

当前位置:首页 > 管理 > 金融/投资 > Chinese Bankers Survey 2010

版次：1
页数：
字数：
印刷时间：2010年11月01日
开本：16开
纸张：铜版纸
包装：平装
是否套装：否
国际标准书号ISBN：9787504957177

作者:中国银行业协会，普华永道　编出版社:中国金融出版社出版时间:2010年11月

内容简介

In our effort to keep relevant stakeholders continuously informed on the latest developments and trends in the Chinese banking industry, this project will be a regular fixture in the future, with follow-up surveys. We look forward to hearing your feedback on this report, and suggestions on topics to be included in future surveys on China's banking industry. For further information, please contact the PwC Financial Services, China Banking Association, or the project leader.

目　　录

Executive Summary
Part Ⅰ The Economic Situation
Ⅰ.Complex and uncertain economic trends and significant operational
diversities among business enterprises
Ⅱ.Uncertainties in the real estate market bring huge pressure on bankers
Ⅲ.Bankers recognize the effects of macroeconomic policy but give
low score to industrial policy
Ⅳ.Transformation of economic development model and adjustment of
industrial structure as the external environment factors that draw
the most attention of Chinese bankers
Ⅴ.Financial ecological environments are better, and the construction
of the credit environment and the legal environments are at the core
Part Ⅱ Development Strategies
Ⅰ.Fierce horizontal competition and increasing pressure in attracting

Executive Summary Part Ⅰ The Economic Situation Ⅰ.Complex and uncertain economic trends and significant operational diversities among business enterprises Ⅱ.Uncertainties in the real estate market bring huge pressure on bankers Ⅲ.Bankers recognize the effects of macroeconomic policy but give low score to industrial policy Ⅳ.Transformation of economic development model and adjustment of industrial structure as the external environment factors that draw the most attention of Chinese bankers Ⅴ.Financial ecological environments are better, and the construction of the credit environment and the legal environments are at the core Part Ⅱ Development Strategies Ⅰ.Fierce horizontal competition and increasing pressure in attracting customer deposits identified as biggest challenges in bank operations Ⅱ.Transformation of the business structure as the top priority in the bank's strategy adjustment Ⅲ.SME financial service, the important orientation for transformation of the bank's customer base Ⅳ.Attention to rural financial services incrementally increasing Ⅴ.Insurance industry, the first-choice for comprehensive operations Ⅵ.Seize opportunities and implement the"going global" strategy to first set foot in surrounding countries and regions Part Ⅲ Business Development Ⅰ.Infrastructure and new energy industry arouse attention and the credit supply is curbed in "high-pollution, high-energy-consumption, and overproduction" industries Ⅱ.Developing investment banking services to cope with challenges from financial disintermediation Ⅲ.Wealth management as the key for the development of personal financial services Ⅳ.Personal mortgage loan standards are increasingly tightened, and the cultivation of credit card brand characteristics is taken as the core Ⅴ."Expanding the e-banking channel and promoting the transformation of outlet functions" regarded as the key in channel construction Part Ⅳ Risk Management Ⅰ.Non-performing loans likely to rise periodically but unlikely to increase structurally Ⅱ.Attitude to the real estate-related business development is cautious, and the concern about its associated risk is paramount Ⅲ.Difficulties in learning about the local government's overall debt situation is a bottleneck for the risks involved in managing government-financing platforms Ⅳ.Reinforcement of risk management contributes to business development Ⅴ.Credit risk is also most critical, and compliance risk attracts more concerns Ⅵ.Improving the risk quantification level is the key to implementing the New Basel Capital Accord Part Ⅴ Corporate Governance Ⅰ.Large room for improvement for incentive and monitoring mechanisms Ⅱ.Satisfaction with present"head office and branch" management structures Ⅲ.Relatively healthy information disclosure system, consistently improving internal management transparency Part Ⅵ Information Systems Ⅰ.Information systems continue to draw attention from bankers Ⅱ.Different priorities when building information systems, and large commercial banks have better information systems Ⅲ.Data mining and information integration are top priorities of future information system construction Part Ⅶ Human Resources Ⅰ.Growth of employee numbers expected to slow down; unlisted banks to expand rapidly Ⅱ.Talent succession planning, salary systems, and training mechanisms await improvement Part Ⅷ Corporate Culture Ⅰ.Promotional slogans highlight the core values and operational philosophies Ⅱ.Corporate culture construction universally emphasized Part Ⅸ Assessment of Regulatory Policies Ⅰ.Regulatory policies universally recognized Ⅱ.Counter-cyclical capital regulation and leverage ratio regulation recognized by bankers Ⅲ.Improved differentiation of regulatory indicators and development of diversified capital replenishment channels Ⅳ.New lending rules widely accepted and overall implementation in good order Ⅴ.Balance between financial stability and financial innovation to define good regulation Ⅵ.Tax policies should take full account of the banking industry's development needs Part Ⅹ The Bankers Ⅰ.Strategic management and business development abilities viewed as bankers' foremost qualities Ⅱ.Urgency in improving innovation capacities at the phase of transformation Ⅲ.All-round talent competition mechanism to cultivate more good bankers Part Ⅺ Forward-looking Opinions Ⅰ.ProJection of income growth and profit Ⅱ.Projection of non-performing loan ratios and provision coverage Ⅲ.CAR projection Appendix Introduction of the project background and its implementation Top 30 banks in the Chinese banking industry Working together to deliver success Interview Notes Interview Notes Ⅰ From economic transformation to financial transformation Interview Notes Ⅱ SME financial services advanced to a strategic height Interview Notes Ⅲ Go to the countryside! Interview Notes Ⅳ On boosting comprehensive business operations Interview Notes Ⅴ Accumulate strength to promote globalization Interview Notes Ⅵ The optimization and upgrading of the industrial structures boost the adjustment of the credit structures Interview Notes Ⅶ Actively expanding investment banking Interview Notes Ⅷ Private banking struggles to get going Interview Notes Ⅸ Looking out for the real estate market's short-term risks Interview Notes Ⅹ The risk associated with local government-financing platform loans is manageable overall, but potential risks require attention Interview Notes Ⅺ Exploring the scientific organizational structures and performance evaluation mechanisms

显示全部信息

Chinese Bankers Survey 2010下载

Chinese Bankers Survey 2010

发布书评

相关图书推荐